Check. Understand. Act.

A second opinion before the money moves.

A fictional email, checked by Jatzo

Updated bank details for invoice 4471

From Pellowmere Supplies

Reply-To

payments@pellowmere-accounts.example

Our bank details have changed. Please pay invoice 4471 to our new account today to avoid a late payment fee, and update your records for future payments.

The Invoice Fraud Checker, a separate yearly licence

Stop: do not pay this yet.Call Pellowmere Supplies on a number you already have and confirm the new bank details first.

100 out of 100

Very high risk

Do not send money or change payment details from this email alone. Verify the request using a trusted contact method you already have.

A fictional email from Pellowmere Supplies. The score is Jatzo's own.

Cybersecurity for the threats that reach your people. Check suspicious emails. Spot requests to pay somewhere new. Watch the domains attackers use. It works alongside your existing security.

An invoice with new bank details. Here is how Jatzo reads it.

Nothing in this email looks wrong at a glance. Jatzo marks the four places where it is.

Check

From
Pellowmere Supplies accounts@pellowmere-billing.example
Reply-To
payments@pellowmere-accounts.exampleReason 1
Subject
Updated bank details for invoice 4471
Your provider checked
DMARC: fail for pellowmere-billing.example (the From domain)Reason 2

Our bank details have changed. Please pay invoice 4471 to our new accountReason 3 today to avoid a late payment feeReason 4, and update your records for future payments.

Understand

  1. Reason 1+8 points
    Reply-To domain mismatchYour reply would go to a different domain from the one you see.
  2. Reason 2+22 points
    DMARC failure reportedThe domain in the From line did not authorise this message.
  3. Reason 3+16 points
    Supplier payment details changedA change to supplier bank details is the main step in invoice fraud.
  4. Reason 4+7 points
    Invoice or accounts-payable pressurePressure to pay an invoice quickly is how payment fraud gets past normal checks.

Act

Invoice 4471 from Pellowmere Supplies, checked before it is paid

DetailConfirmedOn this invoice
Sort code20-00-0012-34-56New
Accountending 7701ending 5432New

Stop: do not pay this yet.Call Pellowmere Supplies on a number you already have and confirm the new bank details first.

The Invoice Fraud Checker. A separate yearly licence, not part of a Jatzo subscription.

Or try the demo on five fictional emails

Keep whatever protects your inbox today.

It sits after your filtering has had its turn, on the message that arrived because nothing about it was technically wrong.

Email arrives, your filtering checks it, it reaches your inbox, and Jatzo gives a second opinion.

  • No mail migration
  • No MX change or redirection
  • No gateway to replace
  • 5 free checks each month
  • No technical skills needed
  • Every result explained
  • Raw email not kept in case history

Four emails that reach ordinary inboxes looking like routine admin.

A message designed to fool you is built to look ordinary.

  • The invoice you were half expecting

    A bill arrives for work that sounds plausible. Paying it sends your money to someone else entirely.

  • The login request that creates panic

    Someone has accessed your account, sign in to secure it. The sign-in page is theirs, and now so is your password.

  • The parcel that needs a small fee

    A delivery is held pending a tiny charge. The amount is trivial, which is the point. What they want is the card number.

  • The supplier who changed bank details

    A familiar contact sends new account details before an invoice is due, and the next payment goes to somebody else.

What Jatzo reads in a QR code

Check the bank details before you pay.

The Invoice Fraud Checker is a Windows program that keeps the bank details you have confirmed for each supplier. When an invoice asks you to pay somewhere new, it says stop, and says why. It runs on your own computer, and your suppliers' bank details are never sent to Jatzo.

  • Personal£129 a yearUp to 2 devices and 5 clients
  • Pro£399 a yearUp to 10 devices and 15 clients
  • Pro+£799 a yearUp to 30 devices and 30 clients

A separate yearly licence, not part of a Jatzo subscription.

Your computer

Holds the bank details you have confirmed

Jatzo

Never sent to Jatzo

Where one convincing email can move real money.

For businesses

If your finance team pays suppliers on emailed instructions, or you hold money for clients, this is written for you.

Staff get a practical way to question a message before they act on it. Whoever looks after your IT gets the findings behind it.

Explore Jatzo for business

For managed service providers

Looking after email for other firms?

Add a service your clients can understand and your engineers can work with. Manage separate client organisations, each with its own records and its own activity log.

Explore the MSP partnership

£1.28 billion was lost to payment fraud in the UK in 2025, up 4 per cent on 2024.

  • £576.4 millionof it was authorised push payment fraud: money somebody was persuaded to send, up 19 per cent on 2024.
  • £75.6 millionof that left business accounts rather than personal ones, down 11 per cent on 2024.

Figures for 2025 from the UK Finance Annual Fraud Report 2026.

The scale of the problem, in figures

Protect. Monitor. Train. Prove.

The email somebody is unsure about. A lookalike of your domain that nobody has noticed. A new starter who has never seen a fake invoice. An insurer asking what you do about phishing. Each area says which plan covers it.

  • Protect. A second opinion, where the message is

    Give your team a second opinion on suspicious messages: a score out of 100, the evidence behind it and a practical next step.

    Email Threat Analyser on the website, every plan. In Outlook and Gmail from Personal, with shared cases for a team.

    How the analyser works
  • Monitor. What reaches you, and what changes around you

    Watch your domains for spoofing weaknesses and lookalikes. Understand the threats reaching your people.

    The organisation threat report with Business. Domain Watch with Business Pro.

    What monitoring covers
  • Train. The decisions, practised beforehand

    Help staff recognise the warning signs and practise the decisions that matter.

    Jatzo Training, its assessments and certificates, with Business Pro. The first lesson is free.

    Try lesson one freeExplore the training
  • Prove. A record you can hand over

    Keep a record of your checks, training and activity, with reports and a dated proof pack.

    PDF reports from Personal. Activity records, exports and the dated Proof Pack with Business Pro.

    What each plan includes

The Invoice Fraud Checker belongs to the same family and is sold on its own: a separate Windows licence, never part of a subscription here. About invoice checks

Can scammers pretend to be you?

The other half of email fraud is the mail sent in your name. If your domain does not tell receiving systems to refuse a fake, anybody can send an invoice from your address to your customers, and it will look exactly like you.

  • Answers in about ten seconds, for any business web address.
  • Looks only at settings that are already public, never at your mail.
  • Tells you what is wrong and what to ask for to put it right.

Free. No sign-up. Nothing to install.

We do not keep the email you check.

History keeps the subject, score and compact findings. It does not keep the raw email or attachment contents.

  • Processed for the check

    Jatzo reads the submitted message and supported attachments to produce the analysis, then releases them from application processing.

  • Findings kept in history

    History saves the subject, score and compact findings. It does not save the raw email or attachment contents. Subjects may contain personal information.

  • Restricted processing

    Supported uploads are processed in restricted workers. This reduces risk; it does not make an attachment safe to open on your own device.

  • No generative AI

    The current email engine uses programmed checks and scoring. It does not send your email to a generative-AI model for analysis.

See what is kept and who can access it

Jatzo reads the message and its attachments to run the analysis, then releases them. The raw email, its contents and its attachments are not saved in your history. What is kept is the subject line, the score, the short list of findings and a few counts, such as how many links there were, so you can recognise a check later. In your history, links and senders are kept only as keyed fingerprints that cannot be read back, which is how Jatzo notices the same campaign returning. The detailed evidence behind a PDF report, such as the full links, is held in memory for up to 30 minutes and then deleted.

  • No raw email or attachment content stored
  • The message itself is never stored, so nobody is shown it. In a business team, the admin and moderators see each check's subject line, score and findings
  • Attachments are opened only inside an isolated worker, never run
  • No third-party advertising trackers

A safer inbox, at every scale.

A team plan is billed per person, and the rate steps down as you add more. Prices are the total you pay, with no VAT added.

Business

Give a whole team the same answer, in the inbox they already use.

£8per person a month, from 2 people

Everyone signs in as themselves, one allowance shared across the team, and one place to manage it.

See the plan

Enterprise

Deployed and integrated around how your organisation already works.

Agreed with youfrom 50 people

Ask about your team
What a team pays each month
PeopleBusinessBusiness Pro
10£80£120
25£200£300
50£375£550

Just for you? 5 checks a month are free, and Personal is £6 a month for Jatzo inside your own Outlook or Gmail. Compare every plan

Paying suppliers by bank transfer? The Invoice Fraud Checker is a separate licence, from £129 a year. What it checks

Make checking your next move.

One check. No account needed.

Two trays piled with envelopes and letters, with a gold question mark above them, on a purple wall beside a framed picture of the Jatzo goat